Silly or not, if YOU were an insurance company and you had a HUGE claim against you, wouldn't YOU try to escape payment by saying:-
" The track limits are strictly marked. We insure the track 'owners' for racing ON the track..... not in the paddock, pits, car park or the grass verges. Motor racing has strict rules about what constitutes the TRACK and the grass is DEFINITELY outside the boundaries. Yes, we'd pay IF the karts OCCASIONALLY ran wide but that is NOT what has happened: The karts have been ALLOWED to race EVERY race with parts of the kart OFF the track! Tracks have known for YEARS that karts race OUTIDE the permitted areas and have chosen to do N*O*T*H*I*N*G about it. This accident occurred when a 'stub axles' failed while being 'ground away' on a kerb which IS outside of the track confines and yet the tracks continued to allow this despite being able to assess the risks for themselves. Therefore, Insurance Co XYZ is NOT liable to pay!"
I am no clever lawyer: I haven't needed to be to come up with that highly plausible excuse!
Ian
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