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Car Insurance
Posted by 'michaelg36' on 06 May 2010 @ 00:09


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michaelg36
Joined: January 2007
Total Posts: 1
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Right, this is going to sound silly, but I can't get my head round it.

I was on my dads policy on a Rover 200, 1.1 litre S Reg. Last year, with dads 9+ no claims protected and me with three points, it came to fully comp £600.

Since then, I've clocked up 7 points and am now in the process of regaining my licence (ooops). So the only option for me is 3rd party fire and theft. On my dads policy, him still 9+ years no claims protected, me with 7 points, £1200. I had already come to the conclusion it would be around this figure.

Whats confused me is this. My missus has just booked in for her test. So I decided to try putting me as the owner, and her as a named driver. Would you believe, 3rd party fire and theft, £1202!?!

So why is it only two pound more to insure a car as a 20 year old with 7 points, 1 years NCB with a 18 year old newly passed girl as a named driver than a 49 year old with 0 points, 24 years NCB with a 20 year old with 7 points as a named driver.

Perhaps the site is right. Confused.com!!

Message Thread:

Car Insurance  by 'michaelg36'  << You are here!
Re: Car Insurance  by 'itpro'   (06 May 2010 @ 0:24)
Re: Car Insurance  by 'DavyBoy'   (06 May 2010 @ 8:42)
Re: Car Insurance  by 'harvinsurrey'   (06 May 2010 @ 8:42)
Snap Harv ! [NT]  by 'DavyBoy'   (06 May 2010 @ 8:48)
Re: Car Insurance  by 'rich84'   (06 May 2010 @ 16:09)
Re: Car Insurance  by 'michaelg36'   (06 May 2010 @ 17:34)
I couldn't get insurance on a N reg Honda Civic...  by 'alanrr'   (06 May 2010 @ 22:36)

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