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Re: Ian you're being pedantic again :P
Posted by 'TanglerTKM' on 16 Apr 2010 @ 16:49

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TanglerTKMJoined: September 2005
Total Posts: 1
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Ian, I could be wrong but isn't the Ł3500 figure for someone with a provisional licence? I.e. someone who hasn't passed their test. I want a system for young drivers who have already passed their test. (I personally think complete 1st timers should only be allowed to learn to drive in an instructor's cars with duel peddle control, the danger of a complete 1st timer without the duel control is massive! Hence the truely massive price I assume)

My quote was for Ł1500, which is still horrendous to afford. (but that was what I was basing my rough figures on) which is under half of the figure you're using. Naturally your example is going to throw out big scary numbers as (I believe) you're using a figure 2.3 times the actual amount!

There's an actual need nationally for an option to have cheaper car insurance for younger male drivers who haven't had any accidents. Therefore if you had a cap for drivers under 25, who haven't had ANY prangs (no matter how small), have a car of engine capacity 1.0 or less, have a speed monitoring system in their car and also have completed a course such as passplus. It would be a lot fairer.

If you wanted a higher capacity car then that would be fine, but you'd have to pay the increased insurance.

Your insurance Ian would not go up as the cost would be spread across the rest of the under 25's that either have had any kind of prang, have an engine above 1.0, haven't completed a course such as passplus, haven't got a speed monitoring system or have gone over the speed limit.

You can easily monitor the insurance companies and make sure they play ball with not increasing the insurance for over 25 as well.

Theres a lot of positives that this could bring for you Ian. Young drivers not buying hugely powerful cars, young drivers actually going on passplus courses, young drivers actually sticking to speed limits and people being more careful with their driving (knowing that just one prang or incident would really increase their insurance) - Which all reduce the risk of them hitting you! (And could reduce the amount the company has to pay out in the 1st place, you never know)

Message Thread:

quin direct going into administration by 'rich84' (13 Apr 2010 @ 14:32)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 15:35)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 17:06)

Davy..... total TRIPE! by 'itpro' (13 Apr 2010 @ 19:10)

itpro, not quite by 'michaelg36' (13 Apr 2010 @ 20:53)

Re: Davy..... total TRIPE! by 'PaulMRotax' (13 Apr 2010 @ 21:28)

Oh No Ian, Not TRIPE Ian... Not TRIPE at all ! by 'DavyBoy' (13 Apr 2010 @ 21:51)

Re: Oh No Ian, Not TRIPE Ian... Not TRIPE at all by 'itpro' (14 Apr 2010 @ 0:04)

I haven't read most of this thread, but.... by 'alanrr' (14 Apr 2010 @ 0:38)

Re: I haven't read most of this thread, but.... by 'itpro' (14 Apr 2010 @ 1:05)

...and the 'top hat' on it is as follows: by 'itpro' (14 Apr 2010 @ 1:19)

...and the 'top hat' on it misses the point :-( by 'DavyBoy' (14 Apr 2010 @ 8:52)

Davy by 'itpro' (14 Apr 2010 @ 10:24)

Re: Davy by 'DavyBoy' (14 Apr 2010 @ 10:41)

experience by 'rich84' (14 Apr 2010 @ 10:45)

Re: experience...... most amusing! by 'itpro' (14 Apr 2010 @ 10:58)

Re: experience by 'SimonS' (14 Apr 2010 @ 11:34)

Re: experience by '89cc' (14 Apr 2010 @ 12:16)

Re: experience by 'rich84' (14 Apr 2010 @ 13:58)

Re: experience by '89cc' (14 Apr 2010 @ 14:33)

Re: experience by '89cc' (14 Apr 2010 @ 14:37)

Re: Davy by 'itpro' (14 Apr 2010 @ 10:50)

OK. by 'DavyBoy' (14 Apr 2010 @ 12:45)

Persecution...... by 'itpro' (14 Apr 2010 @ 12:55)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 13:11)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 14:44)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:20)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 15:31)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:53)

Re: Persecution...... by 'itpro' (14 Apr 2010 @ 16:03)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 16:17)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 17:00)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:08)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:20)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:09)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:21)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:24)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:35)

Re: Persecution......Davy by 'DavyBoy' (14 Apr 2010 @ 15:27)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 15:31)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:37)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:52)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:13)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:19)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:22)

I missed a bit..... by 'itpro' (14 Apr 2010 @ 10:42)

...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:19)

Simon by 'itpro' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'itpro' (14 Apr 2010 @ 11:36)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:50)

Re: ...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:43)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:56)

Re: ...and the 'top hat' on it hits the point :- by 'brinjono' (14 Apr 2010 @ 14:29)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 14:34)

Of course old people over forty have less..... by 'alanrr' (14 Apr 2010 @ 22:56)

Good old Alan...... by 'itpro' (15 Apr 2010 @ 1:24)

Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:22)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 10:48)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 11:22)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:14)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:24)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:40)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 13:04)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 15:52)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 21:13)

Errrrr ...... Davy..... by 'itpro' (16 Apr 2010 @ 0:34)

Re: Errrrr ...... Davy..... by 'DavyBoy' (16 Apr 2010 @ 17:21)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (16 Apr 2010 @ 18:19)

Re: Errrrr ...... Davy....errr... think it through by 'DavyBoy' (16 Apr 2010 @ 20:01)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (19 Apr 2010 @ 11:44)

Re: Questions for you Ian ? Harv by 'QuickOldTimer' (15 Apr 2010 @ 22:17)

Re: Questions for you Ian ? Harv by 'itpro' (16 Apr 2010 @ 0:35)

Re: Questions for you Ian ? Harv by 'alanrr' (15 Apr 2010 @ 22:52)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 10:54)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 11:11)

Davy by 'itpro' (15 Apr 2010 @ 11:25)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:59)

Dave... by 'itpro' (15 Apr 2010 @ 15:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:04)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 12:28)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:31)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:00)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:12)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:24)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:50)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 17:05)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 15:57)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 17:33)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 0:53)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 9:00)

Re: Questions for you Ian ? by 'Gillard77' (16 Apr 2010 @ 13:04)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 13:12)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 16:22)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 13:40)

Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 14:52)

Re: Surely theres an easy solution? by 'harvinsurrey' (15 Apr 2010 @ 15:28)

Re: Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 15:40)

Tangler by 'itpro' (15 Apr 2010 @ 16:10)

Ooops.... typo! by 'itpro' (15 Apr 2010 @ 16:12)

Re: Ooops.... typo! by 'harvinsurrey' (15 Apr 2010 @ 17:11)

Re: Tangler by 'TanglerTKM' (15 Apr 2010 @ 17:14)

Re: Tangler by 'itpro' (16 Apr 2010 @ 0:41)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 17:32)

Re: Tangler (and also..to answer your question) by 'Gillard77' (15 Apr 2010 @ 17:43)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 18:09)

Re: Tangler (and also..to answer your question) by 'itpro' (16 Apr 2010 @ 0:48)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 0:47)

Re: Tangler...... by 'TanglerTKM' (16 Apr 2010 @ 1:21)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 9:04)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 11:09)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 13:31)

Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 14:22)

Re: Ian you're being pedantic again :P by 'harvinsurrey' (16 Apr 2010 @ 15:12)

Re: Ian you're being pedantic again :P by 'itpro' (16 Apr 2010 @ 16:03)

Re: Ian you're being pedantic again :P by 'TanglerTKM' << You are here!

Re: Ian you're being pedantic again :P by 'itpro' (16 Apr 2010 @ 17:03)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 17:33)

Now who's being pedantic! by 'itpro' (16 Apr 2010 @ 18:13)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 19:06)

Re: Ian you're being pedantic again :P by 'itpro' (17 Apr 2010 @ 0:59)

Re: Good old Alan...... by 'alanrr' (15 Apr 2010 @ 21:45)

Re: Good old Alan...... by 'itpro' (16 Apr 2010 @ 0:55)

continued by 'itpro' (16 Apr 2010 @ 1:00)

Re: continued by 'alanrr' (17 Apr 2010 @ 21:49)

Re: continued by 'itpro' (19 Apr 2010 @ 20:43)

Re: continued by 'alanrr' (23 Apr 2010 @ 0:08)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:09)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:13)

Re: quin direct going into administration by 'jnrblue91' (13 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'FullCanRacer' (13 Apr 2010 @ 17:52)

Re: quin direct going into administration by 'SAS' (13 Apr 2010 @ 17:57)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 19:58)

Full can........ by 'itpro' (13 Apr 2010 @ 19:17)

Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:12)

Re: Come on Rich........ tell us the truth.,.,.... by 'mskart22' (13 Apr 2010 @ 19:18)

Re: Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:23)

continued..... by 'itpro' (13 Apr 2010 @ 19:33)

itpro by 'rich84' (13 Apr 2010 @ 19:50)

Re: itpro by 'mskart22' (13 Apr 2010 @ 20:42)

Re: itpro by 'itpro' (14 Apr 2010 @ 0:27)

Here are some of the FACTS that you should know by 'itpro' (14 Apr 2010 @ 0:53)

Re: Here are some of the FACTS that you should kno by 'rich84' (14 Apr 2010 @ 10:41)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 11:13)

Typo by 'itpro' (14 Apr 2010 @ 11:14)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:18)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 15:35)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:44)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:00)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:10)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:16)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:27)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 17:21)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 18:07)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 19:45)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 16:11)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:59)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 17:17)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 17:32)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 18:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 18:19)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:21)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:39)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:55)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:29)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 11:13)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 16:19)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 17:05)

Re: quin direct going into administration by 'itpro' (16 Apr 2010 @ 1:08)

Re: quin direct going into administration by 'harvinsurrey' (16 Apr 2010 @ 9:37)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:58)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 20:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 20:14)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:35)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 1:29)

Re: quin direct going into administration by 'Doink' (15 Apr 2010 @ 9:12)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 10:28)

what a beast of a thread by 'rich84' (15 Apr 2010 @ 14:30)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 15:24)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 17:06)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 17:54)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 18:59)

Re: what a beast of a thread by 'JoeKarter' (15 Apr 2010 @ 19:26)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 21:03)

Re: what a beast of a thread by 'DavyBoy' (15 Apr 2010 @ 21:15)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:13)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:16)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 1:12)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 8:11)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 12:13)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 17:39)

Davy.... a bit a 'OxyMoron' there! by 'itpro' (16 Apr 2010 @ 18:24)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 19:56)

Welll..... that's questionable..... by 'itpro' (17 Apr 2010 @ 1:10)

Re: what a beast of a thread by 'DavyBoy' (17 Apr 2010 @ 9:34)

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