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Re: Tangler......
Posted by 'TanglerTKM' on 16 Apr 2010 @ 01:21


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TanglerTKM
Joined: September 2005
Total Posts: 1
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"then who the HELL will be paying it?" - Well that would be every young driver who has had at least one accident (however minor). In my experiance (I have no idea of the national situation) around half of the young drivers I know have had a little prang. So for example:

There are 10 young drivers. In one year, 9 have no accidents whilst 1 of them has an accident costing the insurance company £9,000 (neglecting excess). The company wants to make £1000 of profit.

1. the £10,000 (9000 + 1000) is split between the 10 of them to be their yearly fee. So £1000 each.

2. 10 drivers, 5 drivers have had a prang whilst 5 drivers have had no accidents whatsoever. The accident-free drivers fee is capped to £500 ( 500*5 = £2500) so the remaining £7500 is split between the 5 remaining young drivers (therefore £1500 each)
------------------------------------


Regulation - To ensure the insurance companies are offering affordable insurance to drivers who haven't committed any kind of driving offences or errors and are not increasing the fees of other age groups. Similar kind of regulation to mobile phone companies who have been forced to reduce prices for calls abroad as well as texting generally. Also similar to Ofcom regulation of Sky Sports to bring down the price of their sports packages for other Satellite providers as it's being unfair to them



I'm also interested to see where the statistic that the 1st accident someone has is the most major one!

Message Thread:

quin direct going into administration  by 'rich84'   (13 Apr 2010 @ 14:32)
Re: quin direct going into administration  by 'DavyBoy'   (13 Apr 2010 @ 15:35)
Re: quin direct going into administration  by 'rich84'   (13 Apr 2010 @ 16:06)
Re: quin direct going into administration  by 'DavyBoy'   (13 Apr 2010 @ 17:06)
Davy..... total TRIPE!  by 'itpro'   (13 Apr 2010 @ 19:10)
itpro, not quite  by 'michaelg36'   (13 Apr 2010 @ 20:53)
Re: Davy..... total TRIPE!  by 'PaulMRotax'   (13 Apr 2010 @ 21:28)
Oh No Ian, Not TRIPE Ian... Not TRIPE at all !  by 'DavyBoy'   (13 Apr 2010 @ 21:51)
Re: Oh No Ian, Not TRIPE Ian... Not TRIPE at all  by 'itpro'   (14 Apr 2010 @ 0:04)
I haven't read most of this thread, but....  by 'alanrr'   (14 Apr 2010 @ 0:38)
Re: I haven't read most of this thread, but....  by 'itpro'   (14 Apr 2010 @ 1:05)
...and the 'top hat' on it is as follows:  by 'itpro'   (14 Apr 2010 @ 1:19)
...and the 'top hat' on it misses the point :-(  by 'DavyBoy'   (14 Apr 2010 @ 8:52)
Davy  by 'itpro'   (14 Apr 2010 @ 10:24)
Re: Davy  by 'DavyBoy'   (14 Apr 2010 @ 10:41)
experience  by 'rich84'   (14 Apr 2010 @ 10:45)
Re: experience...... most amusing!  by 'itpro'   (14 Apr 2010 @ 10:58)
Re: experience  by 'SimonS'   (14 Apr 2010 @ 11:34)
Re: experience  by '89cc'   (14 Apr 2010 @ 12:16)
Re: experience  by 'rich84'   (14 Apr 2010 @ 13:58)
Re: experience  by '89cc'   (14 Apr 2010 @ 14:33)
Re: experience  by '89cc'   (14 Apr 2010 @ 14:37)
Re: Davy  by 'itpro'   (14 Apr 2010 @ 10:50)
OK.  by 'DavyBoy'   (14 Apr 2010 @ 12:45)
Persecution......  by 'itpro'   (14 Apr 2010 @ 12:55)
Re: Persecution......  by 'DavyBoy'   (14 Apr 2010 @ 13:11)
Re: Persecution......  by 'harvinsurrey'   (14 Apr 2010 @ 14:44)
Re: Persecution......  by 'DavyBoy'   (14 Apr 2010 @ 15:20)
Re: Persecution......  by 'harvinsurrey'   (14 Apr 2010 @ 15:31)
Re: Persecution......  by 'DavyBoy'   (14 Apr 2010 @ 15:53)
Re: Persecution......  by 'itpro'   (14 Apr 2010 @ 16:03)
Re: Persecution......  by 'harvinsurrey'   (14 Apr 2010 @ 16:17)
Re: Persecution......  by 'DavyBoy'   (14 Apr 2010 @ 17:00)
Re: Persecution......Davy  by 'itpro'   (14 Apr 2010 @ 15:08)
Re: Persecution......Davy  by 'harvinsurrey'   (14 Apr 2010 @ 15:20)
Re: Persecution......Davy  by 'itpro'   (14 Apr 2010 @ 16:09)
Re: Persecution......Davy  by 'harvinsurrey'   (14 Apr 2010 @ 16:21)
Re: Persecution......Davy  by 'itpro'   (14 Apr 2010 @ 16:24)
Re: Persecution......Davy  by 'harvinsurrey'   (14 Apr 2010 @ 16:35)
Re: Persecution......Davy  by 'DavyBoy'   (14 Apr 2010 @ 15:27)
Re: Persecution......Davy  by 'davidmc'   (14 Apr 2010 @ 15:31)
Re: Persecution......Davy  by 'harvinsurrey'   (14 Apr 2010 @ 15:37)
Re: Persecution......Davy  by 'itpro'   (14 Apr 2010 @ 15:52)
Re: Persecution......Davy  by 'davidmc'   (14 Apr 2010 @ 16:13)
Re: Persecution......Davy  by 'itpro'   (14 Apr 2010 @ 16:19)
Re: Persecution......Davy  by 'davidmc'   (14 Apr 2010 @ 16:22)
I missed a bit.....  by 'itpro'   (14 Apr 2010 @ 10:42)
...and the 'top hat' on it hits the point :-  by 'SimonS'   (14 Apr 2010 @ 11:19)
Simon  by 'itpro'   (14 Apr 2010 @ 11:33)
Re: ...and the 'top hat' on it hits the point :-  by 'harvinsurrey'   (14 Apr 2010 @ 11:33)
Re: ...and the 'top hat' on it hits the point :-  by 'itpro'   (14 Apr 2010 @ 11:36)
Re: ...and the 'top hat' on it hits the point :-  by 'harvinsurrey'   (14 Apr 2010 @ 11:50)
Re: ...and the 'top hat' on it hits the point :-  by 'SimonS'   (14 Apr 2010 @ 11:43)
Re: ...and the 'top hat' on it hits the point :-  by 'harvinsurrey'   (14 Apr 2010 @ 11:56)
Re: ...and the 'top hat' on it hits the point :-  by 'brinjono'   (14 Apr 2010 @ 14:29)
Re: ...and the 'top hat' on it hits the point :-  by 'harvinsurrey'   (14 Apr 2010 @ 14:34)
Of course old people over forty have less.....  by 'alanrr'   (14 Apr 2010 @ 22:56)
Good old Alan......  by 'itpro'   (15 Apr 2010 @ 1:24)
Questions for you Ian ?  by 'DavyBoy'   (15 Apr 2010 @ 10:22)
Re: Questions for you Ian ?  by 'harvinsurrey'   (15 Apr 2010 @ 10:48)
Re: Questions for you Ian ?  by 'DavyBoy'   (15 Apr 2010 @ 10:55)
Re: Questions for you Ian ?  by 'harvinsurrey'   (15 Apr 2010 @ 11:22)
Re: Questions for you Ian ? Harv  by 'itpro'   (15 Apr 2010 @ 11:14)
Re: Questions for you Ian ? Harv  by 'harvinsurrey'   (15 Apr 2010 @ 11:24)
Re: Questions for you Ian ? Harv  by 'itpro'   (15 Apr 2010 @ 11:40)
Re: Questions for you Ian ? Harv  by 'harvinsurrey'   (15 Apr 2010 @ 11:48)
Re: Questions for you Ian ? Harv  by 'DavyBoy'   (15 Apr 2010 @ 13:04)
Re: Questions for you Ian ? Harv  by 'itpro'   (15 Apr 2010 @ 15:52)
Re: Questions for you Ian ? Harv  by 'DavyBoy'   (15 Apr 2010 @ 21:13)
Errrrr ...... Davy.....  by 'itpro'   (16 Apr 2010 @ 0:34)
Re: Errrrr ...... Davy.....  by 'DavyBoy'   (16 Apr 2010 @ 17:21)
Re: Errrrr ...... Davy....errr... think it through  by 'itpro'   (16 Apr 2010 @ 18:19)
Re: Errrrr ...... Davy....errr... think it through  by 'DavyBoy'   (16 Apr 2010 @ 20:01)
Re: Errrrr ...... Davy....errr... think it through  by 'itpro'   (19 Apr 2010 @ 11:44)
Re: Questions for you Ian ? Harv  by 'QuickOldTimer'   (15 Apr 2010 @ 22:17)
Re: Questions for you Ian ? Harv  by 'itpro'   (16 Apr 2010 @ 0:35)
Re: Questions for you Ian ? Harv  by 'alanrr'   (15 Apr 2010 @ 22:52)
Re: Questions for you Ian ? Harv  by 'harvinsurrey'   (15 Apr 2010 @ 11:34)
Re: Questions for you Ian ?  by 'itpro'   (15 Apr 2010 @ 10:54)
Re: Questions for you Ian ?  by 'DavyBoy'   (15 Apr 2010 @ 11:11)
Davy  by 'itpro'   (15 Apr 2010 @ 11:25)
Re: Questions for you Ian ?  by 'QuickOldTimer'   (15 Apr 2010 @ 11:34)
Re: Questions for you Ian ?  by 'itpro'   (15 Apr 2010 @ 11:48)
Re: Questions for you Ian ?  by 'QuickOldTimer'   (15 Apr 2010 @ 11:59)
Dave...  by 'itpro'   (15 Apr 2010 @ 15:55)
Re: Questions for you Ian ?  by 'harvinsurrey'   (15 Apr 2010 @ 12:04)
Re: Questions for you Ian ?  by 'Gillard77'   (15 Apr 2010 @ 12:28)
Re: Questions for you Ian ?  by 'harvinsurrey'   (15 Apr 2010 @ 12:31)
Re: Questions for you Ian ?  by 'itpro'   (15 Apr 2010 @ 16:00)
Re: Questions for you Ian ?  by 'Gillard77'   (15 Apr 2010 @ 16:12)
Re: Questions for you Ian ?  by 'itpro'   (15 Apr 2010 @ 16:24)
Re: Questions for you Ian ?  by 'Gillard77'   (15 Apr 2010 @ 16:50)
Re: Questions for you Ian ?  by 'itpro'   (15 Apr 2010 @ 17:05)
Re: Questions for you Ian ?  by 'itpro'   (15 Apr 2010 @ 15:57)
Re: Questions for you Ian ?  by 'harvinsurrey'   (15 Apr 2010 @ 17:33)
Re: Questions for you Ian ?  by 'itpro'   (16 Apr 2010 @ 0:53)
Re: Questions for you Ian ?  by 'harvinsurrey'   (16 Apr 2010 @ 9:00)
Re: Questions for you Ian ?  by 'Gillard77'   (16 Apr 2010 @ 13:04)
Re: Questions for you Ian ?  by 'harvinsurrey'   (16 Apr 2010 @ 13:12)
Re: Questions for you Ian ?  by 'itpro'   (16 Apr 2010 @ 16:22)
Re: Questions for you Ian ?  by 'DavyBoy'   (15 Apr 2010 @ 13:40)
Surely theres an easy solution?  by 'TanglerTKM'   (15 Apr 2010 @ 14:52)
Re: Surely theres an easy solution?  by 'harvinsurrey'   (15 Apr 2010 @ 15:28)
Re: Surely theres an easy solution?  by 'TanglerTKM'   (15 Apr 2010 @ 15:40)
Tangler  by 'itpro'   (15 Apr 2010 @ 16:10)
Ooops.... typo!  by 'itpro'   (15 Apr 2010 @ 16:12)
Re: Ooops.... typo!  by 'harvinsurrey'   (15 Apr 2010 @ 17:11)
Re: Tangler  by 'TanglerTKM'   (15 Apr 2010 @ 17:14)
Re: Tangler  by 'itpro'   (16 Apr 2010 @ 0:41)
Re: Tangler (and also..to answer your question)  by 'TanglerTKM'   (15 Apr 2010 @ 17:32)
Re: Tangler (and also..to answer your question)  by 'Gillard77'   (15 Apr 2010 @ 17:43)
Re: Tangler (and also..to answer your question)  by 'TanglerTKM'   (15 Apr 2010 @ 18:09)
Re: Tangler (and also..to answer your question)  by 'itpro'   (16 Apr 2010 @ 0:48)
Re: Tangler......  by 'itpro'   (16 Apr 2010 @ 0:47)
Re: Tangler......  by 'TanglerTKM'  << You are here!
Re: Tangler......  by 'harvinsurrey'   (16 Apr 2010 @ 9:04)
Re: Tangler......  by 'itpro'   (16 Apr 2010 @ 11:09)
Re: Tangler......  by 'harvinsurrey'   (16 Apr 2010 @ 13:31)
Ian you're being pedantic again :P  by 'TanglerTKM'   (16 Apr 2010 @ 14:22)
Re: Ian you're being pedantic again :P  by 'harvinsurrey'   (16 Apr 2010 @ 15:12)
Re: Ian you're being pedantic again :P  by 'itpro'   (16 Apr 2010 @ 16:03)
Re: Ian you're being pedantic again :P  by 'TanglerTKM'   (16 Apr 2010 @ 16:49)
Re: Ian you're being pedantic again :P  by 'itpro'   (16 Apr 2010 @ 17:03)
Re: Ian you're being pedantic again :P  by 'TanglerTKM'   (16 Apr 2010 @ 17:33)
Now who's being pedantic!  by 'itpro'   (16 Apr 2010 @ 18:13)
Re: Ian you're being pedantic again :P  by 'TanglerTKM'   (16 Apr 2010 @ 19:06)
Re: Ian you're being pedantic again :P  by 'itpro'   (17 Apr 2010 @ 0:59)
Re: Good old Alan......  by 'alanrr'   (15 Apr 2010 @ 21:45)
Re: Good old Alan......  by 'itpro'   (16 Apr 2010 @ 0:55)
continued  by 'itpro'   (16 Apr 2010 @ 1:00)
Re: continued  by 'alanrr'   (17 Apr 2010 @ 21:49)
Re: continued  by 'itpro'   (19 Apr 2010 @ 20:43)
Re: continued  by 'alanrr'   (23 Apr 2010 @ 0:08)
Re: quin direct going into administration  by '89cc'   (13 Apr 2010 @ 16:06)
Re: quin direct going into administration  by 'rich84'   (13 Apr 2010 @ 16:09)
Re: quin direct going into administration  by '89cc'   (13 Apr 2010 @ 16:13)
Re: quin direct going into administration  by 'jnrblue91'   (13 Apr 2010 @ 16:40)
Re: quin direct going into administration  by 'FullCanRacer'   (13 Apr 2010 @ 17:52)
Re: quin direct going into administration  by 'SAS'   (13 Apr 2010 @ 17:57)
Re: quin direct going into administration  by '89cc'   (13 Apr 2010 @ 19:58)
Full can........  by 'itpro'   (13 Apr 2010 @ 19:17)
Come on Rich........ tell us the truth.,.,....  by 'itpro'   (13 Apr 2010 @ 19:12)
Re: Come on Rich........ tell us the truth.,.,....  by 'mskart22'   (13 Apr 2010 @ 19:18)
Re: Come on Rich........ tell us the truth.,.,....  by 'itpro'   (13 Apr 2010 @ 19:23)
continued.....  by 'itpro'   (13 Apr 2010 @ 19:33)
itpro  by 'rich84'   (13 Apr 2010 @ 19:50)
Re: itpro  by 'mskart22'   (13 Apr 2010 @ 20:42)
Re: itpro  by 'itpro'   (14 Apr 2010 @ 0:27)
Here are some of the FACTS that you should know  by 'itpro'   (14 Apr 2010 @ 0:53)
Re: Here are some of the FACTS that you should kno  by 'rich84'   (14 Apr 2010 @ 10:41)
Re: Here are some of the FACTS that you should kno  by 'itpro'   (14 Apr 2010 @ 11:13)
Typo  by 'itpro'   (14 Apr 2010 @ 11:14)
Re: Here are some of the FACTS that you should kno  by 'harvinsurrey'   (14 Apr 2010 @ 15:18)
Re: Here are some of the FACTS that you should kno  by 'itpro'   (14 Apr 2010 @ 15:35)
Re: Here are some of the FACTS that you should kno  by 'harvinsurrey'   (14 Apr 2010 @ 15:44)
Re: Here are some of the FACTS that you should kno  by 'itpro'   (14 Apr 2010 @ 16:00)
Re: Here are some of the FACTS that you should kno  by 'harvinsurrey'   (14 Apr 2010 @ 16:10)
Re: Here are some of the FACTS that you should kno  by 'itpro'   (14 Apr 2010 @ 16:16)
Re: Here are some of the FACTS that you should kno  by 'harvinsurrey'   (14 Apr 2010 @ 16:27)
Re: Here are some of the FACTS that you should kno  by 'itpro'   (14 Apr 2010 @ 17:21)
Re: Here are some of the FACTS that you should kno  by 'harvinsurrey'   (14 Apr 2010 @ 18:07)
Re: Here are some of the FACTS that you should kno  by 'itpro'   (14 Apr 2010 @ 19:45)
Re: Here are some of the FACTS that you should kno  by 'harvinsurrey'   (14 Apr 2010 @ 19:50)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 16:06)
Re: quin direct going into administration  by 'itpro'   (14 Apr 2010 @ 16:11)
Re: quin direct going into administration  by 'harvinsurrey'   (14 Apr 2010 @ 16:40)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 16:59)
Re: quin direct going into administration  by 'harvinsurrey'   (14 Apr 2010 @ 17:17)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 17:32)
Re: quin direct going into administration  by 'harvinsurrey'   (14 Apr 2010 @ 18:09)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 18:19)
Re: quin direct going into administration  by 'harvinsurrey'   (14 Apr 2010 @ 19:21)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 19:39)
Re: quin direct going into administration  by 'itpro'   (14 Apr 2010 @ 19:50)
Re: quin direct going into administration  by 'harvinsurrey'   (14 Apr 2010 @ 19:55)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 21:29)
Re: quin direct going into administration  by 'harvinsurrey'   (15 Apr 2010 @ 11:13)
Re: quin direct going into administration  by 'itpro'   (15 Apr 2010 @ 16:19)
Re: quin direct going into administration  by 'harvinsurrey'   (15 Apr 2010 @ 17:05)
Re: quin direct going into administration  by 'itpro'   (16 Apr 2010 @ 1:08)
Re: quin direct going into administration  by 'harvinsurrey'   (16 Apr 2010 @ 9:37)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 19:58)
Re: quin direct going into administration  by 'harvinsurrey'   (14 Apr 2010 @ 20:09)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 20:14)
Re: quin direct going into administration  by 'Doink'   (14 Apr 2010 @ 21:35)
Re: quin direct going into administration  by 'itpro'   (15 Apr 2010 @ 1:29)
Re: quin direct going into administration  by 'Doink'   (15 Apr 2010 @ 9:12)
Re: quin direct going into administration  by 'harvinsurrey'   (15 Apr 2010 @ 10:28)
what a beast of a thread  by 'rich84'   (15 Apr 2010 @ 14:30)
Re: what a beast of a thread  by 'harvinsurrey'   (15 Apr 2010 @ 15:24)
Re: what a beast of a thread  by 'Doink'   (15 Apr 2010 @ 17:06)
Re: what a beast of a thread  by 'harvinsurrey'   (15 Apr 2010 @ 17:54)
Re: what a beast of a thread  by 'Doink'   (15 Apr 2010 @ 18:59)
Re: what a beast of a thread  by 'JoeKarter'   (15 Apr 2010 @ 19:26)
Re: what a beast of a thread  by 'harvinsurrey'   (15 Apr 2010 @ 21:03)
Re: what a beast of a thread  by 'DavyBoy'   (15 Apr 2010 @ 21:15)
Re: what a beast of a thread  by 'harvinsurrey'   (15 Apr 2010 @ 22:13)
Re: what a beast of a thread  by 'harvinsurrey'   (15 Apr 2010 @ 22:16)
Re: what a beast of a thread  by 'itpro'   (16 Apr 2010 @ 1:12)
Re: what a beast of a thread  by 'DavyBoy'   (16 Apr 2010 @ 8:11)
Re: what a beast of a thread  by 'itpro'   (16 Apr 2010 @ 12:13)
Re: what a beast of a thread  by 'DavyBoy'   (16 Apr 2010 @ 17:39)
Davy.... a bit a 'OxyMoron' there!  by 'itpro'   (16 Apr 2010 @ 18:24)
Re: what a beast of a thread  by 'DavyBoy'   (16 Apr 2010 @ 19:56)
Welll..... that's questionable.....  by 'itpro'   (17 Apr 2010 @ 1:10)
Re: what a beast of a thread  by 'DavyBoy'   (17 Apr 2010 @ 9:34)

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