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Re: Ian you're being pedantic again :P
Posted by 'TanglerTKM' on 16 Apr 2010 @ 17:33

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TanglerTKMJoined: September 2005
Total Posts: 1
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"Whatever you do, you still get left with the 5 (or 1) out of ten driver being priced OUT of the market after his/their accidents and they disappear from the 'income stream' and that B*GG*ERS your idea, WHATEVER the annual premium!"

Ian, they wouldn't get priced out of the market. Lets take an extreme (to the minimum) example.

5 people have had an accident, 5 haven't.
Average cost of insurance: Ł1500

--- I want a Ł1 reduction in the price of the 'good' drivers. So 5 drivers at Ł1499, and 5 drivers at Ł1501.

--- That has NOT priced the Ł1501 out of the market. So therefore we can increase to Ł2 reduction.
5 drivers at Ł1498, 5 drivers at Ł1502

--- Oh, that still hasn't priced the Ł1502 people out of the market, so lets make it Ł3 reduction. 5 drivers at Ł1497, 5 drivers at Ł1503
-- Etc. Etc.!

Do not complain about a saving of just the Ł3, this is merely to show you that the system DOESN'T automatically price the higher premiums out of the market as you say. The Ł3 would increase until it gave a tangible benefit and a tangible punishment.

Add in to the fact that the drivers on lower premiums are made to have smaller engines, go on a pass plus scheme, actually stick to speed limits - they're likely to cause less accidents anyway!

And don't underestimate the savings Ian, some Uni students often live off about Ł1000 a year once they've paid for rent!

Message Thread:

quin direct going into administration by 'rich84' (13 Apr 2010 @ 14:32)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 15:35)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 17:06)

Davy..... total TRIPE! by 'itpro' (13 Apr 2010 @ 19:10)

itpro, not quite by 'michaelg36' (13 Apr 2010 @ 20:53)

Re: Davy..... total TRIPE! by 'PaulMRotax' (13 Apr 2010 @ 21:28)

Oh No Ian, Not TRIPE Ian... Not TRIPE at all ! by 'DavyBoy' (13 Apr 2010 @ 21:51)

Re: Oh No Ian, Not TRIPE Ian... Not TRIPE at all by 'itpro' (14 Apr 2010 @ 0:04)

I haven't read most of this thread, but.... by 'alanrr' (14 Apr 2010 @ 0:38)

Re: I haven't read most of this thread, but.... by 'itpro' (14 Apr 2010 @ 1:05)

...and the 'top hat' on it is as follows: by 'itpro' (14 Apr 2010 @ 1:19)

...and the 'top hat' on it misses the point :-( by 'DavyBoy' (14 Apr 2010 @ 8:52)

Davy by 'itpro' (14 Apr 2010 @ 10:24)

Re: Davy by 'DavyBoy' (14 Apr 2010 @ 10:41)

experience by 'rich84' (14 Apr 2010 @ 10:45)

Re: experience...... most amusing! by 'itpro' (14 Apr 2010 @ 10:58)

Re: experience by 'SimonS' (14 Apr 2010 @ 11:34)

Re: experience by '89cc' (14 Apr 2010 @ 12:16)

Re: experience by 'rich84' (14 Apr 2010 @ 13:58)

Re: experience by '89cc' (14 Apr 2010 @ 14:33)

Re: experience by '89cc' (14 Apr 2010 @ 14:37)

Re: Davy by 'itpro' (14 Apr 2010 @ 10:50)

OK. by 'DavyBoy' (14 Apr 2010 @ 12:45)

Persecution...... by 'itpro' (14 Apr 2010 @ 12:55)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 13:11)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 14:44)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:20)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 15:31)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:53)

Re: Persecution...... by 'itpro' (14 Apr 2010 @ 16:03)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 16:17)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 17:00)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:08)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:20)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:09)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:21)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:24)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:35)

Re: Persecution......Davy by 'DavyBoy' (14 Apr 2010 @ 15:27)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 15:31)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:37)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:52)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:13)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:19)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:22)

I missed a bit..... by 'itpro' (14 Apr 2010 @ 10:42)

...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:19)

Simon by 'itpro' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'itpro' (14 Apr 2010 @ 11:36)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:50)

Re: ...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:43)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:56)

Re: ...and the 'top hat' on it hits the point :- by 'brinjono' (14 Apr 2010 @ 14:29)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 14:34)

Of course old people over forty have less..... by 'alanrr' (14 Apr 2010 @ 22:56)

Good old Alan...... by 'itpro' (15 Apr 2010 @ 1:24)

Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:22)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 10:48)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 11:22)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:14)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:24)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:40)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 13:04)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 15:52)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 21:13)

Errrrr ...... Davy..... by 'itpro' (16 Apr 2010 @ 0:34)

Re: Errrrr ...... Davy..... by 'DavyBoy' (16 Apr 2010 @ 17:21)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (16 Apr 2010 @ 18:19)

Re: Errrrr ...... Davy....errr... think it through by 'DavyBoy' (16 Apr 2010 @ 20:01)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (19 Apr 2010 @ 11:44)

Re: Questions for you Ian ? Harv by 'QuickOldTimer' (15 Apr 2010 @ 22:17)

Re: Questions for you Ian ? Harv by 'itpro' (16 Apr 2010 @ 0:35)

Re: Questions for you Ian ? Harv by 'alanrr' (15 Apr 2010 @ 22:52)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 10:54)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 11:11)

Davy by 'itpro' (15 Apr 2010 @ 11:25)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:59)

Dave... by 'itpro' (15 Apr 2010 @ 15:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:04)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 12:28)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:31)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:00)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:12)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:24)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:50)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 17:05)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 15:57)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 17:33)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 0:53)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 9:00)

Re: Questions for you Ian ? by 'Gillard77' (16 Apr 2010 @ 13:04)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 13:12)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 16:22)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 13:40)

Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 14:52)

Re: Surely theres an easy solution? by 'harvinsurrey' (15 Apr 2010 @ 15:28)

Re: Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 15:40)

Tangler by 'itpro' (15 Apr 2010 @ 16:10)

Ooops.... typo! by 'itpro' (15 Apr 2010 @ 16:12)

Re: Ooops.... typo! by 'harvinsurrey' (15 Apr 2010 @ 17:11)

Re: Tangler by 'TanglerTKM' (15 Apr 2010 @ 17:14)

Re: Tangler by 'itpro' (16 Apr 2010 @ 0:41)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 17:32)

Re: Tangler (and also..to answer your question) by 'Gillard77' (15 Apr 2010 @ 17:43)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 18:09)

Re: Tangler (and also..to answer your question) by 'itpro' (16 Apr 2010 @ 0:48)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 0:47)

Re: Tangler...... by 'TanglerTKM' (16 Apr 2010 @ 1:21)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 9:04)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 11:09)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 13:31)

Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 14:22)

Re: Ian you're being pedantic again :P by 'harvinsurrey' (16 Apr 2010 @ 15:12)

Re: Ian you're being pedantic again :P by 'itpro' (16 Apr 2010 @ 16:03)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 16:49)

Re: Ian you're being pedantic again :P by 'itpro' (16 Apr 2010 @ 17:03)

Re: Ian you're being pedantic again :P by 'TanglerTKM' << You are here!

Now who's being pedantic! by 'itpro' (16 Apr 2010 @ 18:13)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 19:06)

Re: Ian you're being pedantic again :P by 'itpro' (17 Apr 2010 @ 0:59)

Re: Good old Alan...... by 'alanrr' (15 Apr 2010 @ 21:45)

Re: Good old Alan...... by 'itpro' (16 Apr 2010 @ 0:55)

continued by 'itpro' (16 Apr 2010 @ 1:00)

Re: continued by 'alanrr' (17 Apr 2010 @ 21:49)

Re: continued by 'itpro' (19 Apr 2010 @ 20:43)

Re: continued by 'alanrr' (23 Apr 2010 @ 0:08)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:09)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:13)

Re: quin direct going into administration by 'jnrblue91' (13 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'FullCanRacer' (13 Apr 2010 @ 17:52)

Re: quin direct going into administration by 'SAS' (13 Apr 2010 @ 17:57)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 19:58)

Full can........ by 'itpro' (13 Apr 2010 @ 19:17)

Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:12)

Re: Come on Rich........ tell us the truth.,.,.... by 'mskart22' (13 Apr 2010 @ 19:18)

Re: Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:23)

continued..... by 'itpro' (13 Apr 2010 @ 19:33)

itpro by 'rich84' (13 Apr 2010 @ 19:50)

Re: itpro by 'mskart22' (13 Apr 2010 @ 20:42)

Re: itpro by 'itpro' (14 Apr 2010 @ 0:27)

Here are some of the FACTS that you should know by 'itpro' (14 Apr 2010 @ 0:53)

Re: Here are some of the FACTS that you should kno by 'rich84' (14 Apr 2010 @ 10:41)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 11:13)

Typo by 'itpro' (14 Apr 2010 @ 11:14)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:18)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 15:35)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:44)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:00)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:10)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:16)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:27)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 17:21)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 18:07)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 19:45)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 16:11)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:59)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 17:17)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 17:32)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 18:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 18:19)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:21)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:39)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:55)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:29)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 11:13)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 16:19)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 17:05)

Re: quin direct going into administration by 'itpro' (16 Apr 2010 @ 1:08)

Re: quin direct going into administration by 'harvinsurrey' (16 Apr 2010 @ 9:37)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:58)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 20:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 20:14)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:35)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 1:29)

Re: quin direct going into administration by 'Doink' (15 Apr 2010 @ 9:12)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 10:28)

what a beast of a thread by 'rich84' (15 Apr 2010 @ 14:30)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 15:24)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 17:06)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 17:54)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 18:59)

Re: what a beast of a thread by 'JoeKarter' (15 Apr 2010 @ 19:26)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 21:03)

Re: what a beast of a thread by 'DavyBoy' (15 Apr 2010 @ 21:15)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:13)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:16)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 1:12)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 8:11)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 12:13)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 17:39)

Davy.... a bit a 'OxyMoron' there! by 'itpro' (16 Apr 2010 @ 18:24)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 19:56)

Welll..... that's questionable..... by 'itpro' (17 Apr 2010 @ 1:10)

Re: what a beast of a thread by 'DavyBoy' (17 Apr 2010 @ 9:34)

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