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Re: Ian you're being pedantic again :P
Posted by 'itpro' on 16 Apr 2010 @ 16:03

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itproJoined: August 2001
Total Posts: 6
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Wellllll..... that's a bit wierd..... we are ONLY talking about 'numbers'! It's only the YOUNG who are moaning and they are ONLY about the numbers!

Start taking REAL numbers and you'll see the point. Lets's take your concept and work with some figures. Let's make insurance FREE for the first year for new drivers and charge a Ł1,000 premium for those who haven't had acciedents in the second year weighting the reminder onto those who HAVE.

For 10 drivers, the 'correct' premium would be Ł3,500 PA each....so that's 35,000 pa. Assuming drivers turn out to be like YOUR friends; then 50% of them would be paying Ł1000 and the others would pick up the REST of the costs. The 'good 5' would be paying Ł5,000 towards the costs and THAT would leave THIRTY THOUSAND to be spread amongst the 'bad 5'.... that's SIX THOUSAND POUNDS PER YEAR....... E*A*C*H..... Do you think some simply could NOT afford that.....?

Let's change that to be more realistic. Let's assume that only ONE of the ten is a 'bad' driver... that would mean 9 would pay Ł1,000 leaving that 'singular bad driver' to pay....... wait for it...... take a deep breath...... TWENTY SIX THOUSAND A YEAR......

..... so..... at what point do 'bad drivers' find it IMPOSSIBLE to pay and give up driving...... leaving the insurance companies with 9 customers paying Ł1,000 .....but... Ł26,000 short of their COSTS ..... from EVERY 10 Young drivers!

They now have 2 choices: spread the costs amongst the remaining 9..... or pass them on to us oldies who have not had an accident in DECADES!

*********************************

It's time you did one of two things:-

1) Accept reality: Kiddies MUST pay more because, on average, they are CR*P drivers and, what's worse.... they THINK they are the BEST drivers!

2) Prove me WRONG and take over Quinns and run it YOUR way!

Ian

Message Thread:

quin direct going into administration by 'rich84' (13 Apr 2010 @ 14:32)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 15:35)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 17:06)

Davy..... total TRIPE! by 'itpro' (13 Apr 2010 @ 19:10)

itpro, not quite by 'michaelg36' (13 Apr 2010 @ 20:53)

Re: Davy..... total TRIPE! by 'PaulMRotax' (13 Apr 2010 @ 21:28)

Oh No Ian, Not TRIPE Ian... Not TRIPE at all ! by 'DavyBoy' (13 Apr 2010 @ 21:51)

Re: Oh No Ian, Not TRIPE Ian... Not TRIPE at all by 'itpro' (14 Apr 2010 @ 0:04)

I haven't read most of this thread, but.... by 'alanrr' (14 Apr 2010 @ 0:38)

Re: I haven't read most of this thread, but.... by 'itpro' (14 Apr 2010 @ 1:05)

...and the 'top hat' on it is as follows: by 'itpro' (14 Apr 2010 @ 1:19)

...and the 'top hat' on it misses the point :-( by 'DavyBoy' (14 Apr 2010 @ 8:52)

Davy by 'itpro' (14 Apr 2010 @ 10:24)

Re: Davy by 'DavyBoy' (14 Apr 2010 @ 10:41)

experience by 'rich84' (14 Apr 2010 @ 10:45)

Re: experience...... most amusing! by 'itpro' (14 Apr 2010 @ 10:58)

Re: experience by 'SimonS' (14 Apr 2010 @ 11:34)

Re: experience by '89cc' (14 Apr 2010 @ 12:16)

Re: experience by 'rich84' (14 Apr 2010 @ 13:58)

Re: experience by '89cc' (14 Apr 2010 @ 14:33)

Re: experience by '89cc' (14 Apr 2010 @ 14:37)

Re: Davy by 'itpro' (14 Apr 2010 @ 10:50)

OK. by 'DavyBoy' (14 Apr 2010 @ 12:45)

Persecution...... by 'itpro' (14 Apr 2010 @ 12:55)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 13:11)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 14:44)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:20)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 15:31)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:53)

Re: Persecution...... by 'itpro' (14 Apr 2010 @ 16:03)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 16:17)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 17:00)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:08)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:20)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:09)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:21)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:24)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:35)

Re: Persecution......Davy by 'DavyBoy' (14 Apr 2010 @ 15:27)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 15:31)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:37)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:52)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:13)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:19)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:22)

I missed a bit..... by 'itpro' (14 Apr 2010 @ 10:42)

...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:19)

Simon by 'itpro' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'itpro' (14 Apr 2010 @ 11:36)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:50)

Re: ...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:43)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:56)

Re: ...and the 'top hat' on it hits the point :- by 'brinjono' (14 Apr 2010 @ 14:29)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 14:34)

Of course old people over forty have less..... by 'alanrr' (14 Apr 2010 @ 22:56)

Good old Alan...... by 'itpro' (15 Apr 2010 @ 1:24)

Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:22)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 10:48)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 11:22)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:14)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:24)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:40)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 13:04)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 15:52)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 21:13)

Errrrr ...... Davy..... by 'itpro' (16 Apr 2010 @ 0:34)

Re: Errrrr ...... Davy..... by 'DavyBoy' (16 Apr 2010 @ 17:21)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (16 Apr 2010 @ 18:19)

Re: Errrrr ...... Davy....errr... think it through by 'DavyBoy' (16 Apr 2010 @ 20:01)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (19 Apr 2010 @ 11:44)

Re: Questions for you Ian ? Harv by 'QuickOldTimer' (15 Apr 2010 @ 22:17)

Re: Questions for you Ian ? Harv by 'itpro' (16 Apr 2010 @ 0:35)

Re: Questions for you Ian ? Harv by 'alanrr' (15 Apr 2010 @ 22:52)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 10:54)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 11:11)

Davy by 'itpro' (15 Apr 2010 @ 11:25)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:59)

Dave... by 'itpro' (15 Apr 2010 @ 15:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:04)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 12:28)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:31)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:00)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:12)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:24)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:50)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 17:05)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 15:57)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 17:33)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 0:53)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 9:00)

Re: Questions for you Ian ? by 'Gillard77' (16 Apr 2010 @ 13:04)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 13:12)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 16:22)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 13:40)

Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 14:52)

Re: Surely theres an easy solution? by 'harvinsurrey' (15 Apr 2010 @ 15:28)

Re: Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 15:40)

Tangler by 'itpro' (15 Apr 2010 @ 16:10)

Ooops.... typo! by 'itpro' (15 Apr 2010 @ 16:12)

Re: Ooops.... typo! by 'harvinsurrey' (15 Apr 2010 @ 17:11)

Re: Tangler by 'TanglerTKM' (15 Apr 2010 @ 17:14)

Re: Tangler by 'itpro' (16 Apr 2010 @ 0:41)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 17:32)

Re: Tangler (and also..to answer your question) by 'Gillard77' (15 Apr 2010 @ 17:43)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 18:09)

Re: Tangler (and also..to answer your question) by 'itpro' (16 Apr 2010 @ 0:48)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 0:47)

Re: Tangler...... by 'TanglerTKM' (16 Apr 2010 @ 1:21)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 9:04)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 11:09)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 13:31)

Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 14:22)

Re: Ian you're being pedantic again :P by 'harvinsurrey' (16 Apr 2010 @ 15:12)

Re: Ian you're being pedantic again :P by 'itpro' << You are here!

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 16:49)

Re: Ian you're being pedantic again :P by 'itpro' (16 Apr 2010 @ 17:03)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 17:33)

Now who's being pedantic! by 'itpro' (16 Apr 2010 @ 18:13)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 19:06)

Re: Ian you're being pedantic again :P by 'itpro' (17 Apr 2010 @ 0:59)

Re: Good old Alan...... by 'alanrr' (15 Apr 2010 @ 21:45)

Re: Good old Alan...... by 'itpro' (16 Apr 2010 @ 0:55)

continued by 'itpro' (16 Apr 2010 @ 1:00)

Re: continued by 'alanrr' (17 Apr 2010 @ 21:49)

Re: continued by 'itpro' (19 Apr 2010 @ 20:43)

Re: continued by 'alanrr' (23 Apr 2010 @ 0:08)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:09)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:13)

Re: quin direct going into administration by 'jnrblue91' (13 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'FullCanRacer' (13 Apr 2010 @ 17:52)

Re: quin direct going into administration by 'SAS' (13 Apr 2010 @ 17:57)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 19:58)

Full can........ by 'itpro' (13 Apr 2010 @ 19:17)

Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:12)

Re: Come on Rich........ tell us the truth.,.,.... by 'mskart22' (13 Apr 2010 @ 19:18)

Re: Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:23)

continued..... by 'itpro' (13 Apr 2010 @ 19:33)

itpro by 'rich84' (13 Apr 2010 @ 19:50)

Re: itpro by 'mskart22' (13 Apr 2010 @ 20:42)

Re: itpro by 'itpro' (14 Apr 2010 @ 0:27)

Here are some of the FACTS that you should know by 'itpro' (14 Apr 2010 @ 0:53)

Re: Here are some of the FACTS that you should kno by 'rich84' (14 Apr 2010 @ 10:41)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 11:13)

Typo by 'itpro' (14 Apr 2010 @ 11:14)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:18)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 15:35)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:44)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:00)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:10)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:16)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:27)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 17:21)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 18:07)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 19:45)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 16:11)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:59)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 17:17)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 17:32)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 18:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 18:19)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:21)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:39)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:55)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:29)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 11:13)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 16:19)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 17:05)

Re: quin direct going into administration by 'itpro' (16 Apr 2010 @ 1:08)

Re: quin direct going into administration by 'harvinsurrey' (16 Apr 2010 @ 9:37)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:58)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 20:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 20:14)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:35)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 1:29)

Re: quin direct going into administration by 'Doink' (15 Apr 2010 @ 9:12)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 10:28)

what a beast of a thread by 'rich84' (15 Apr 2010 @ 14:30)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 15:24)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 17:06)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 17:54)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 18:59)

Re: what a beast of a thread by 'JoeKarter' (15 Apr 2010 @ 19:26)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 21:03)

Re: what a beast of a thread by 'DavyBoy' (15 Apr 2010 @ 21:15)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:13)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:16)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 1:12)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 8:11)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 12:13)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 17:39)

Davy.... a bit a 'OxyMoron' there! by 'itpro' (16 Apr 2010 @ 18:24)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 19:56)

Welll..... that's questionable..... by 'itpro' (17 Apr 2010 @ 1:10)

Re: what a beast of a thread by 'DavyBoy' (17 Apr 2010 @ 9:34)

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