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Re: Tangler
Posted by 'TanglerTKM' on 15 Apr 2010 @ 17:14

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TanglerTKMJoined: September 2005
Total Posts: 1
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No, I understand the need for insurance. If only minor injuries or minor bumps existed then there would be no need for compulsory third party insurance as we could all afford to pay for any damage ourselves. In an ideal world we'd all pay for the damage that we ourselves have done (but obviously due to the massive prices involved that's impossible)

However, we have a problem. Someone through no fault of their own - is being financially penalised for the actions of others. Being male and young is not a choice! It is an unfair on a lot of drivers which has to change.

A new system would penalise anyone who's had an accident that was in some way their fault. It would be a similar idea to one I've heard which was to charge smokers an extra fee for the NHS (and thus reduce tax increases for non-smokers), as it was the smokers choice to smoke therefore not unfair to charge them extra for it. (This is already in place however with v.high taxes on cigarettes)

You cannot justify charging people an extortionate amount for the work of others. You may say that there isn't a way round this, but there is. Simply charge people the much higher premium as soon as they have one accident and not before. It both deters people from driving recklessly, completely annihilates the argument of being unfair to careful drivers, and punishes drivers who actually cause accidents...all at the same time!

It's also easily enforceable by regulation (to make sure insurance companies actually stick to it.)

Message Thread:

quin direct going into administration by 'rich84' (13 Apr 2010 @ 14:32)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 15:35)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'DavyBoy' (13 Apr 2010 @ 17:06)

Davy..... total TRIPE! by 'itpro' (13 Apr 2010 @ 19:10)

itpro, not quite by 'michaelg36' (13 Apr 2010 @ 20:53)

Re: Davy..... total TRIPE! by 'PaulMRotax' (13 Apr 2010 @ 21:28)

Oh No Ian, Not TRIPE Ian... Not TRIPE at all ! by 'DavyBoy' (13 Apr 2010 @ 21:51)

Re: Oh No Ian, Not TRIPE Ian... Not TRIPE at all by 'itpro' (14 Apr 2010 @ 0:04)

I haven't read most of this thread, but.... by 'alanrr' (14 Apr 2010 @ 0:38)

Re: I haven't read most of this thread, but.... by 'itpro' (14 Apr 2010 @ 1:05)

...and the 'top hat' on it is as follows: by 'itpro' (14 Apr 2010 @ 1:19)

...and the 'top hat' on it misses the point :-( by 'DavyBoy' (14 Apr 2010 @ 8:52)

Davy by 'itpro' (14 Apr 2010 @ 10:24)

Re: Davy by 'DavyBoy' (14 Apr 2010 @ 10:41)

experience by 'rich84' (14 Apr 2010 @ 10:45)

Re: experience...... most amusing! by 'itpro' (14 Apr 2010 @ 10:58)

Re: experience by 'SimonS' (14 Apr 2010 @ 11:34)

Re: experience by '89cc' (14 Apr 2010 @ 12:16)

Re: experience by 'rich84' (14 Apr 2010 @ 13:58)

Re: experience by '89cc' (14 Apr 2010 @ 14:33)

Re: experience by '89cc' (14 Apr 2010 @ 14:37)

Re: Davy by 'itpro' (14 Apr 2010 @ 10:50)

OK. by 'DavyBoy' (14 Apr 2010 @ 12:45)

Persecution...... by 'itpro' (14 Apr 2010 @ 12:55)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 13:11)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 14:44)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:20)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 15:31)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 15:53)

Re: Persecution...... by 'itpro' (14 Apr 2010 @ 16:03)

Re: Persecution...... by 'harvinsurrey' (14 Apr 2010 @ 16:17)

Re: Persecution...... by 'DavyBoy' (14 Apr 2010 @ 17:00)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:08)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:20)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:09)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:21)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:24)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 16:35)

Re: Persecution......Davy by 'DavyBoy' (14 Apr 2010 @ 15:27)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 15:31)

Re: Persecution......Davy by 'harvinsurrey' (14 Apr 2010 @ 15:37)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 15:52)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:13)

Re: Persecution......Davy by 'itpro' (14 Apr 2010 @ 16:19)

Re: Persecution......Davy by 'davidmc' (14 Apr 2010 @ 16:22)

I missed a bit..... by 'itpro' (14 Apr 2010 @ 10:42)

...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:19)

Simon by 'itpro' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:33)

Re: ...and the 'top hat' on it hits the point :- by 'itpro' (14 Apr 2010 @ 11:36)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:50)

Re: ...and the 'top hat' on it hits the point :- by 'SimonS' (14 Apr 2010 @ 11:43)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 11:56)

Re: ...and the 'top hat' on it hits the point :- by 'brinjono' (14 Apr 2010 @ 14:29)

Re: ...and the 'top hat' on it hits the point :- by 'harvinsurrey' (14 Apr 2010 @ 14:34)

Of course old people over forty have less..... by 'alanrr' (14 Apr 2010 @ 22:56)

Good old Alan...... by 'itpro' (15 Apr 2010 @ 1:24)

Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:22)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 10:48)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 10:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 11:22)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:14)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:24)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 11:40)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 13:04)

Re: Questions for you Ian ? Harv by 'itpro' (15 Apr 2010 @ 15:52)

Re: Questions for you Ian ? Harv by 'DavyBoy' (15 Apr 2010 @ 21:13)

Errrrr ...... Davy..... by 'itpro' (16 Apr 2010 @ 0:34)

Re: Errrrr ...... Davy..... by 'DavyBoy' (16 Apr 2010 @ 17:21)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (16 Apr 2010 @ 18:19)

Re: Errrrr ...... Davy....errr... think it through by 'DavyBoy' (16 Apr 2010 @ 20:01)

Re: Errrrr ...... Davy....errr... think it through by 'itpro' (19 Apr 2010 @ 11:44)

Re: Questions for you Ian ? Harv by 'QuickOldTimer' (15 Apr 2010 @ 22:17)

Re: Questions for you Ian ? Harv by 'itpro' (16 Apr 2010 @ 0:35)

Re: Questions for you Ian ? Harv by 'alanrr' (15 Apr 2010 @ 22:52)

Re: Questions for you Ian ? Harv by 'harvinsurrey' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 10:54)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 11:11)

Davy by 'itpro' (15 Apr 2010 @ 11:25)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:34)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 11:48)

Re: Questions for you Ian ? by 'QuickOldTimer' (15 Apr 2010 @ 11:59)

Dave... by 'itpro' (15 Apr 2010 @ 15:55)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:04)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 12:28)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 12:31)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:00)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:12)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 16:24)

Re: Questions for you Ian ? by 'Gillard77' (15 Apr 2010 @ 16:50)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 17:05)

Re: Questions for you Ian ? by 'itpro' (15 Apr 2010 @ 15:57)

Re: Questions for you Ian ? by 'harvinsurrey' (15 Apr 2010 @ 17:33)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 0:53)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 9:00)

Re: Questions for you Ian ? by 'Gillard77' (16 Apr 2010 @ 13:04)

Re: Questions for you Ian ? by 'harvinsurrey' (16 Apr 2010 @ 13:12)

Re: Questions for you Ian ? by 'itpro' (16 Apr 2010 @ 16:22)

Re: Questions for you Ian ? by 'DavyBoy' (15 Apr 2010 @ 13:40)

Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 14:52)

Re: Surely theres an easy solution? by 'harvinsurrey' (15 Apr 2010 @ 15:28)

Re: Surely theres an easy solution? by 'TanglerTKM' (15 Apr 2010 @ 15:40)

Tangler by 'itpro' (15 Apr 2010 @ 16:10)

Ooops.... typo! by 'itpro' (15 Apr 2010 @ 16:12)

Re: Ooops.... typo! by 'harvinsurrey' (15 Apr 2010 @ 17:11)

Re: Tangler by 'TanglerTKM' << You are here!

Re: Tangler by 'itpro' (16 Apr 2010 @ 0:41)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 17:32)

Re: Tangler (and also..to answer your question) by 'Gillard77' (15 Apr 2010 @ 17:43)

Re: Tangler (and also..to answer your question) by 'TanglerTKM' (15 Apr 2010 @ 18:09)

Re: Tangler (and also..to answer your question) by 'itpro' (16 Apr 2010 @ 0:48)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 0:47)

Re: Tangler...... by 'TanglerTKM' (16 Apr 2010 @ 1:21)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 9:04)

Re: Tangler...... by 'itpro' (16 Apr 2010 @ 11:09)

Re: Tangler...... by 'harvinsurrey' (16 Apr 2010 @ 13:31)

Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 14:22)

Re: Ian you're being pedantic again :P by 'harvinsurrey' (16 Apr 2010 @ 15:12)

Re: Ian you're being pedantic again :P by 'itpro' (16 Apr 2010 @ 16:03)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 16:49)

Re: Ian you're being pedantic again :P by 'itpro' (16 Apr 2010 @ 17:03)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 17:33)

Now who's being pedantic! by 'itpro' (16 Apr 2010 @ 18:13)

Re: Ian you're being pedantic again :P by 'TanglerTKM' (16 Apr 2010 @ 19:06)

Re: Ian you're being pedantic again :P by 'itpro' (17 Apr 2010 @ 0:59)

Re: Good old Alan...... by 'alanrr' (15 Apr 2010 @ 21:45)

Re: Good old Alan...... by 'itpro' (16 Apr 2010 @ 0:55)

continued by 'itpro' (16 Apr 2010 @ 1:00)

Re: continued by 'alanrr' (17 Apr 2010 @ 21:49)

Re: continued by 'itpro' (19 Apr 2010 @ 20:43)

Re: continued by 'alanrr' (23 Apr 2010 @ 0:08)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'rich84' (13 Apr 2010 @ 16:09)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 16:13)

Re: quin direct going into administration by 'jnrblue91' (13 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'FullCanRacer' (13 Apr 2010 @ 17:52)

Re: quin direct going into administration by 'SAS' (13 Apr 2010 @ 17:57)

Re: quin direct going into administration by '89cc' (13 Apr 2010 @ 19:58)

Full can........ by 'itpro' (13 Apr 2010 @ 19:17)

Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:12)

Re: Come on Rich........ tell us the truth.,.,.... by 'mskart22' (13 Apr 2010 @ 19:18)

Re: Come on Rich........ tell us the truth.,.,.... by 'itpro' (13 Apr 2010 @ 19:23)

continued..... by 'itpro' (13 Apr 2010 @ 19:33)

itpro by 'rich84' (13 Apr 2010 @ 19:50)

Re: itpro by 'mskart22' (13 Apr 2010 @ 20:42)

Re: itpro by 'itpro' (14 Apr 2010 @ 0:27)

Here are some of the FACTS that you should know by 'itpro' (14 Apr 2010 @ 0:53)

Re: Here are some of the FACTS that you should kno by 'rich84' (14 Apr 2010 @ 10:41)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 11:13)

Typo by 'itpro' (14 Apr 2010 @ 11:14)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:18)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 15:35)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 15:44)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:00)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:10)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 16:16)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 16:27)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 17:21)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 18:07)

Re: Here are some of the FACTS that you should kno by 'itpro' (14 Apr 2010 @ 19:45)

Re: Here are some of the FACTS that you should kno by 'harvinsurrey' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:06)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 16:11)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 16:40)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 16:59)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 17:17)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 17:32)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 18:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 18:19)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:21)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:39)

Re: quin direct going into administration by 'itpro' (14 Apr 2010 @ 19:50)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 19:55)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:29)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 11:13)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 16:19)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 17:05)

Re: quin direct going into administration by 'itpro' (16 Apr 2010 @ 1:08)

Re: quin direct going into administration by 'harvinsurrey' (16 Apr 2010 @ 9:37)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 19:58)

Re: quin direct going into administration by 'harvinsurrey' (14 Apr 2010 @ 20:09)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 20:14)

Re: quin direct going into administration by 'Doink' (14 Apr 2010 @ 21:35)

Re: quin direct going into administration by 'itpro' (15 Apr 2010 @ 1:29)

Re: quin direct going into administration by 'Doink' (15 Apr 2010 @ 9:12)

Re: quin direct going into administration by 'harvinsurrey' (15 Apr 2010 @ 10:28)

what a beast of a thread by 'rich84' (15 Apr 2010 @ 14:30)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 15:24)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 17:06)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 17:54)

Re: what a beast of a thread by 'Doink' (15 Apr 2010 @ 18:59)

Re: what a beast of a thread by 'JoeKarter' (15 Apr 2010 @ 19:26)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 21:03)

Re: what a beast of a thread by 'DavyBoy' (15 Apr 2010 @ 21:15)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:13)

Re: what a beast of a thread by 'harvinsurrey' (15 Apr 2010 @ 22:16)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 1:12)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 8:11)

Re: what a beast of a thread by 'itpro' (16 Apr 2010 @ 12:13)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 17:39)

Davy.... a bit a 'OxyMoron' there! by 'itpro' (16 Apr 2010 @ 18:24)

Re: what a beast of a thread by 'DavyBoy' (16 Apr 2010 @ 19:56)

Welll..... that's questionable..... by 'itpro' (17 Apr 2010 @ 1:10)

Re: what a beast of a thread by 'DavyBoy' (17 Apr 2010 @ 9:34)

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