No it's not, Dave!
Young women pay less becasue the AVERAGE young women costs the insurance companies LESS! The only 'discrimination' is with the boys THEMSELVES... they choose to drive more stupidly at higher speeds!
The reason why ALL young men have to pay to cover the 'stupid' is because there is NO reliable way of distinguiching the 'good' from the 'imbeciles' until they have built up a 'history'...... and gain (or not!) a no-claims record!
You can't doubt THAT point.... so.... to whom would YOU pass the excess-costs of the (let's guess) 25% of IMBECILE young-male-drivers? And.... before you say it..... NO..... I do NOT intend to pay extra to make the cost of James, James, Ben, etc.. motoring cheaper! Let them pay the PROPER rate while they gain experience! Remember, if **I** have to pay more for them..... so do YOU!
Ian
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