I know Ian ..... you need to go back to 06 to see me in full keyboard warrior mode on here !!
Its frustrating that younger people don't understand the risks involved with insurance , 3 years ago a drunk driver hit me and the wife head on , the total claim was over 60k , and my 3 month old car was only valued at 27k ..... but they repaired it , i had a replacement car for quite some time and the costs mounted .
there are some things i find strange .
My previous Kit car , fully carbon fibre on a spaceframe , 60 in under 3 , power to weight of over 500bhp per ton and NOT on limited mileage was 200 quid comp with a 20k agreed value Now i know that they assume i won't use it every day but i could have ....
Our Audi , 4.2 V8 cabriolet (with declared mods) £650
or K series elise ..... was the same as the audi .... which is bizarre .....
I think if kids looked at classic policies for older cars (over 10 years old ) they might find savings .
i rant over insurance when they UP my premium because i was hit by a drunk driver , and all costs were recovered by the 3rd party .... our policy gets loaded and its about 100 quid , where is the justice in that ?
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