And there you have the reason for high insurance. he vast majority of young drivers are sensible and won't have a crash, but they're painted with the same brush as those who will.
For example, last year a young lad who had just passed his driving test crashed into the back of my van, pushing me into a car in front. The van was written off, as was his car and four people were injured. The cost of his car, approx £1000, my van £2500, car pushed into £1000, injury claims around £10000, legal fees and medical costs poentially another £10000. Not long running up a £25000 bill, and that was his cheap car and my old van. If they'd both been fresher you could double that bill. So potentially a £50000 bill for a simple rear end shunt. Makes your insurance look cheap at £1200!
|
|